Features
| Application | Standard | Hosted |
|---|---|---|
| Manage multiple financial entities. | Option | Option |
| Unlimited currencies. | Option | Yes |
| Support for commodities as currencies for brokerage services. | Yes | Yes |
| Document repository for storage of scanned documents. | Yes | Yes |
| Linkage of stored documents to application objects. | Yes | Yes |
| Built-in Diary and Task Management systems. | Yes | Yes |
| Microsoft SQL Server data storage support. | Yes | Yes |
| Crystal Reporting engine support. | Yes | Yes |
| General ledger | Standard | Hosted |
|---|---|---|
| True multiple currency general ledger. | Yes | Yes |
| Default or From/To margins for FX transactions. | Yes | Yes |
| Financial statements for internal, public, group and jurisdiction reporting. | Yes | Yes |
| Strong transaction type control to reduce posting errors. | Yes | Yes |
| Optional pre-load of monetary value to a transaction type. | Yes | Yes |
| Service fees/charges attachment to any client transaction type. | Yes | Yes |
| Fully automatic journal reversal or deletion with audit trail. | Yes | Yes |
| Consolidated report designer for one-off GL-based reports. | Yes | Yes |
| Banking | Standard | Hosted |
|---|---|---|
| Customer accounts in any currency/commodity. | Yes | Yes |
| Current, saving, deposit, loan, call, CD and commodity account classes. | Yes | Yes |
| Up to 100 client bank account type variations in each account class. | Yes | Yes |
| Unlimited number of account holders. | Yes | Yes |
| Interest may be none, fixed, variable or banded on balance ranges. | Yes | Yes |
| Flexible service fees structures by account type or customer. | Yes | Yes |
| Support for commissions to Certified Professional Intermediaries (Agents). | Yes | Yes |
| Simple wizards hide the complexity of initiation or review of client transactions. | Yes | Yes |
| Automatic notifications in multiple languages keep client and staff involved and informed. | Yes | Yes |
| On-Line Banking | Standard | Hosted |
|---|---|---|
| Fully multiple currency. | Yes | Yes |
| Optionally allow existing clients to open new accounts without intervention. | Yes | Yes |
| Optionally allow sub-users to view accounts as “read-only”. | Yes | Yes |
| Clients may effect inter-account payments in real-time. | Yes | Yes |
| Clients may order and track wire transfers and bankers drafts. | Yes | Yes |
| Optionally allow clients to purchase term deposit products without intervention. | Yes | Yes |
| Clients may create periodic standing orders for payments and transfers. | Yes | Yes |
| Clients may use an escrow system for client-to-client transactions. | Yes | Yes |
| Clients communicate with the bank via an encrypted message system. | Yes | Yes |
| Optionally allow new clients to enroll online. | Yes | Yes |
| Cards | Standard | Hosted |
|---|---|---|
| Integrate with third party debit and credit card provider. | Custom | Custom |
| Load/unload value to/from cards. | Yes | Yes |
| Make payments between cards. | Yes | Yes |
| Integrated statements. | Yes | Yes |
| Commodity Exchange | Standard | Hosted |
|---|---|---|
| Commodities are treated as currencies. | Yes | Yes |
| Digital commodities are fully supported. | Yes | Yes |
| Control of physical storage of warehoused commodities. | Yes | Yes |
| Optionally allow clients to purchase coin/bar products for physical delivery. | Yes | Yes |
| Connection to third-party digital bullion resources. | Custom | Custom |
| Task Manager | Standard | Hosted |
|---|---|---|
| Unlimited tasks with unlimited steps per task. | Yes | Yes |
| Group or user handling of task steps. | Yes | Yes |
| Task document mark-up and annotation. | Yes | Yes |
| Assignment of priorities to tasks. | Yes | Yes |
| Personal task management console – My tasks. | Yes | Yes |
| Merchant Payments | Standard | Hosted |
|---|---|---|
| Fully multiple currency. | Yes | Yes |
| Defined payment currency or list of accepted currencies. | Yes | Yes |
| Client identification. | Yes | Yes |
| Payment processing from client to merchant. | Yes | Yes |
| If successful, credit merchant and debit client. | Yes | Yes |
| Transaction status notification to client and merchant. | Yes | Yes |
| CornicheAPI | Standard | Hosted |
|---|---|---|
| Fully multiple currency. | Yes | Yes |
| Create and maintain clients. | Yes | Yes |
| Create client accounts (within class created by bank). | Yes | Yes |
| Enquire on client account balances within authorised account classes. | Yes | Yes |
| Post transactions to accounts within authorised account classes. | Yes | Yes |
| Post transactions to the general ledger. | Yes | Yes |
| Charge fees for use of API transactions. | Yes | Yes |